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  • 187 Ninth Street, Harare
  • 08677211884
  • 0783753931
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Refinancing your mortgage can help improve your financial situation

Loans allow individuals, startup businesses, small scale businesses and entrepreneurs to borrow money to fund their operations, expansion, or investments.

  • We proudly serve the needs of various business and individual clients through the provision of loans which are in various forms.
ORDER FINANCE
LOANS
SALARY BASED LOAN PRIVATE SECTOR
SMALL AND MEDIUM ENTERPRISES LOANS
COLLATERAL BASED
LOANS
SSB LOANS
(CIVIL SERVANTS)
INDIVIDUAL QUICK
LOANS

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Order Finance Loans

Our Order Finance Loan is for business financing where we provide funds to a company to fulfill a specific customer order or contract. This allows the company to take on new business opportunities that may require more working capital than the company currently has available.

Requirements 

  1. Certified copy of IDs of the directors
  2. Passport Size Photos of the directors 
  3. Certified copies of Certificate of Incooperation, CR14, CR6 & MOA.
  4. Proof of Residence of the directors (must not be 3 months old)
  5. Guarantor’s Copy of ID and Affidavit Statement 
  6. Valid  and Detailed Customer purchase order
  7. Supplier Invoices
  8. Company Financial Information
  9. Confirmation of banking from your bank.
  10. Collateral – (Stock/Purchase Order/Accounts Receivables)

Salary Based Loan Private Sector

Our Salary based loan is designed for individuals employed in the Private Sector. It offers Financial Security Immediate access to funds in times of need, reducing financial stress and uncertainty.

Requirements:

Company

  1. Certificate of incorporation
  2. Tax clearance
  3. CR 14
  4. Business operational proof of residence
  5. Operational license
  6. Signed MOU from employer

Individual

  1. National Identity
  2. Proof of Residence
  3. Payslip
  4. Bank statement
  5. Letter of Proof of Employment
  6. Passport size photo
  7. Guarantor Identity and Affidavit Statement

Corporate SME Loans

Our Corporate SME Loans allow startup businesses, small businesses and entrepreneurs to borrow money to fund their operations, expansion, or investments.

Requirements 

  1. Certified copy of ID of Directors
  2. Passport Size Photo of Directors
  3. Proof of Residence (must not be 3 months old) for the company and directors
  4. 3months Bank Statements
  5. Company Registration Documents (Including Tax Clearance)
  6. Collateral – (Stock/Motor vehicle)
  7. Management Accounts with supporting documents e.g. Copies of Receipt Books
  8. Lease agreement of the operating premises
  9. Resolution to Borrow
  10. Company Profile

11. Cashflow Projections

Collateral Based Loans

Our collateral based loans allow you to provide some form of asset as security or collateral to us against an amount you want to borrow.

Requirements 

  1.       Certified copy of ID
  2.       Passport Size Photo
  3.       Proof of Residence (must not be 3 months old)
  4.       Guarantor’s Copy of ID and Affidavit Statement 
  5.       Police Clearance
  6.       Collateral – (Motor vehicle, Title Deeds)
  7.       Bond fees

SSB Loan (Civil Servants)

Our SSB loan is for individuals employed by the government of Zimbabwe, and is based on one’s salary. Repayments will be made directly from the government Salary Service Bureau. 

Requirements 

  1. Certified copy of ID
  2. Passport Size Photo
  3. Proof of Residence (must not be 3 months old)
  4. Proof of income/payslip
  5. Proof of employment

Individual SME Loan

Our Individual SME Loans allow individuals, startup businesses, small scale businesses and entrepreneurs to borrow money to fund their operations, expansion, or investments.

Requirements 

  1. Certified copy of ID
  2. Passport Size Photo
  3. Proof of Residence (must not be 3 months old)
  4. Guarantor’s Copy of ID and Affidavit Statement 
  5. Police Clearance

Collateral – (Stock/Motor vehicle)

  1. Management Accounts with supporting documents e.g Copies of Receipt Books
  2. Lease agreement of the operating premises